Doing so can help build a high credit score with time and consistency.

这样做有助于在时间和一致性方面建立高信用评分。

Analysis just published by Moody's, a credit-rating agency, shows that such firms in North America have consistently higher credit ratings.

信用评级机构穆迪刚刚发布的分析表明，北美的此类公司一直拥有较高的信用评级。

But this changed after a repeated cycle of thoughtless spending and quickly escalated to high credit card balances, and I was paying hundreds in interest.

但这种情况在经过反复的轻率支出循环后发生了变化，并迅速升级为高额信用卡余额，我支付了数百美元的利息。

And this is - when you're looking at the loan diet, there's less of a risk appetite and really more gravitation towards higher quality credits.

这就是——当你考虑贷款饮食时，你会发现风险偏好较小，而且更倾向于更高质量的信贷。

Since it's almost free to digitally move Libra from one account to another, you won't have to pay high credit card processing fees that can add almost four percent to your total.

因为它几乎可以自由地将Libra货币从一个帐户移动到另一个帐户中，你不必支付可能高达4%的信用卡手续费。