Negative rates can cause financial organizations to earn less.

负利率会导致金融机构的收入减少。

Many financial organizations genuinely want to be good corporate citizens.

许多金融机构真心希望成为优秀的企业公民。

Negative rates can cause financial organizations to earn less. If their profits are affected they might stop lending altogether and that would hurt the economy.

负利率会导致金融机构的收入减少。如果金融机构的利润受到影响，他们可能会完全停止放贷，这将会损害经济。