Both of these sectors were helped by easier credit.

两个这样的部分都是得益于更简单的信用。

I'm taking the class as an easy credit.

我是冲着这学分好拿才选这课的。

Easy credit has also attracted speculators, and inspired people to look for holiday homes.

宽松的信贷也吸引了投机者，并激发人们寻找度假屋。

People started losing homes they had bought with money borrowed on easy credit terms -- loans they were then unable to repay.

人们开始失去他们用简便的信贷条款借钱购买的房子，他们当时无法偿还这些贷款。

Quite apart from the fact that easier credit does little, in aggregate, to make housing affordable, the government has in effect mandated that these institutions should not be properly compensated for the risk they take on.

除了更宽松的信贷总体上对使人们负担得起住房的作用微乎其微之外，政府实际上已经强制要求这些机构不应因其承担的风险而得到适当的补偿。