I say no more than 25% because, again, any money that's in your checking account is not going to be earning interest.

我之所以说不超过 25%，是因为您支票账户中的任何资金都不会产生利息。

Compound interest, this means earning interest on interest over time, which can help investors experience exponential growth, or growth that occurs at an increasingly rapid rate.

长时间的复利，也就是利滚利，让投资者体验资金呈指数级增长，或以越来越快的速度增值。