Debt service ratios are down to the 1990s level. The level of household debt to GDP is down to early 2000 levels. So we're making progress in paying off these debts from the boom years.

偿债比率降至 1990 年代的水平。家庭债务占 GDP 的比例已降至 2000 年初的水平。因此，我们在偿还繁荣时期的这些债务方面取得了进展。