Credit unions and mutual insurance companies are financial sector co-ops.

信用合作社和互保公司是经融方面的合作社。

Some private loans, like those offered by credit unions, are more affordable.

一些私人贷款，比如信用合作社提供的贷款，则更容易负担得起。

Many American credit unions offer citizenship loans to cover the costs of naturalisation.

不少美国信贷联合机构还提供公民贷款，支付移民归化过程中的花费。

Trying a community bank, online lender, or a credit union may be your best bet.

尝试一下社区银行、在线贷款人，或信用合作社可能是最好的选择。

It is an effort to" compete out of existence" payday lenders that offer expensive loans by supporting not for-profit credit unions.

这是通过支持非盈利信用合作社让高利息贷款失去市场。

Banks and credit unions are traditional places to open an account.

银行和信用合作社是传统的开户场所。

These include banks and credit unions. Credit unions are cooperatives for people who have some kind of connection.

这些包括银行和信用合作社。 信用合作社是为有某种联系的人而设的合作社。

Then there are the credit unions, and then there are the small community banks.

然后是信用合作社，然后是小型社区银行。

So a credit union is going to be a not-for-profit institution that is member-owned.

因此，信用合作社将是一个会员所有的非营利机构。

Groups from particular geographical areas also were eligible to join credit unions.

来自特定地理区域的团体也有资格加入信用合作社。

So here's how it works and what makes it different from a private bank or a credit union.

以下是它的运作方式以及它与私人银行或信用合作社的不同之处。

For example, the members might work for a university or a government agency. Most credit unions are nonprofit organizations.

例如，成员可能为大学或政府机构工作。 大多数信用合作社都是非营利组织。

Fees - definitely going to be lower and better at credit unions in general compared to major banks.

与主要银行相比，信用合作社的费用肯定会更低、更好。

Hall says even though the accounts aren't profitable for the credit union, she's encouraged by the results so far.

霍尔说，尽管这些账户对信用社来说并不有利可图，但到目前为止，她对结果感到鼓舞。

And then in terms of access to your money, if you have, let's say, a credit union debit card.

然后就获取资金而言，如果您拥有信用合作社借记卡。

I'd also set up automatic payments to a savings account at a separate credit union for a true emergency fund.

我还会在一个单独的信用合作社为真正的应急基金设置自动付款到储蓄账户。

Unlike state-regulated credit unions, it's illegal for banks, which are federally-chartered institutions, to participate in lotteries.

与州监管的信用社不同，银行（联邦特许机构）参与彩票是非法的。

Because they're smaller in size, you get the feeling that you're in a credit union.

因为它们的规模较小，所以您会感觉自己身处信用合作社。

Melissa's vision is that a Rochester public bank would team up with private banks and credit unions to finance projects together.

梅丽莎的愿景是罗切斯特的一家公共银行将与私人银行和信用合作社合作，共同为项目融资。

The prize money is put up by the credit unions and their regional association as an incentive to get members to save.

奖金由信用社及其地区协会设立，以鼓励会员储蓄。