I need to have a credit check done for my company.

我需要为我的公司做一个资信调查。

I see that you'd like a credit check done for your company. Is that right?

我知道您想要为您的公司做资信调查，对吗？

The bail bondsman said he has to run a credit check, then he'll wire the money.

保释代理人说他得先进行信用审查，然后他才会汇钱。

But I was able to run a credit check.

不过我还是能做个信用调查。

Okay, we won't pass even the credit check.

我们甚至连信用检查都通过不了的。

Buy now, pay later companies typically perform a less formal credit check and look at additional data like previous times you've used their service.

先买后付公司通常会进行不太正式的信用检查，并查看你以前使用他们服务的额外数据。

That helps companies determine if, for instance, the extra credit check leads to unnecessary shipping delays or if the confirmation of delivery was registered in a timely fashion.

这有助于公司确定，例如，额外的信用检查是否会导致不必要的运输延误， 或者是否及时登记了交货确认。

So, you know, if somebody was doing something nefarious, you could potentially cover it up by going to the banks and lenders and, you know, the credit checks weren't as tight.

所以，你知道，如果有人在做坏事，你可能会通过去银行和贷方来掩盖它， 而且你知道，信用检查并不那么严格。

Another challenge to traditional banking is emerging from " buy now, pay later" (BNPL), which enables shoppers to spread their payments for goods, sometimes with no interest or credit check but a fee for late instalments.

传统银行面临的另一个挑战是“先买后付”(BNPL)，它使购物者能够在购买商品时分期付款，有时没有利息或信用检查，但需要支付延迟分期付款的费用。