For the most part, consumers who are lucky enough to have good drug benefit plans, simply pay a copay for their medications.

在大多数情况下，那些足够幸运拥有良好药品福利计划的消费者，只需为他们的药品支付部分医疗费。

But every time I go, I have to pay that 50 dollars;that's a " copay."

但每次我去， 我都必须支付那 50 美元； 那是“共付额” 。

And how am I supposed to figure out what my copay and deductible would be?

卡罗尔：我应该如何计算出我的共付额和免赔额是多少？